"SA may end up on a road that leads to the IMF's door, asking for a bailout. This must be avoided at all costs. Now is the right time to rein in spending where possible, better manage our debt and cost to service obligations, and improve government’s…
"In his State of the Nation (SONA) speech, the President gave the nation many reassuring words about how the country’s port and freight problems would be resolved. However, his comforting messages about the loadshedding burden being lightened…
"Bid security, also known as a bid bond, is a financial guarantee provided by bidders to the client during the procurement process, and also serves as a form of protection against bidders who may withdraw their bids prematurely or refuse to…
"With the school holidays upon us, now is an opportune time to embark on this essential journey of teaching our children about money management and financial responsibility," says Velmah Nzembela, Chief Marketing Officer at Assupol Life.
"Most people save for their retirement by investing in retirement funds, through which they receive an income in retirement (known as an annuity) that mirrors a salary. Once retired, a more effective way of saving for holidays may be to put…
"Advisers face the challenge of understanding this new system and effectively communicating its intricacies in the run up to its launch. With every customer’s dream of a secure retirement at stake, it is paramount to ensure they can navigate…
"Approaching each day with a purposeful attitude is a journey with many challenges. It requires being authentic, deliberate and constantly mindful of our intentions and goals. But given the direct correlation between being purposeful about our…
"Perhaps it is time that each of us on the roads looked in a mirror. We can all contribute in a million of individual ways, through a major re-awakening to our responsibilities to each other. A fundamental shift in attitudes to road safety and…
Despite these headwinds, there are many investors who are achieving successful outcomes, who exhibit an abundance mindset, and who find positives to focus on amidst society’s problems. Without proper context, these investors may be seen by sceptics…
"Rooftops on industrial and commercial buildings can turn out to be an excellent location to convert sunshine into electricity since you do not have to occupy valuable green space," writes Allianz Commercial Senior Risk Engineer Daniel Schroeder
Innovative new curricula options and independent impact investment in schools can play a vital role in addressing skills imbalances, argues Kelly Joshua, Head of Education Investing for Old Mutual Alternative Investments.
"Listening to different managers – each with their own perspective – you’d be forgiven for thinking it was a bleak picture. Yet underlying returns have been reasonable, with global equities up just shy of 15% in US Dollars to the end of August,"…
"Leaders must foster a culture where every individual, at every level of the organisation, is conscious of risk, understands their role in managing it, and is empowered to act. This requires leaders to lead by example, embedding risk awareness…
"While South African households and companies have implemented solutions – notably solar – to cope with Eskom's load shedding, solving the rising water infrastructure crisis may not be as simple," says Ninety One investment specialists, Sinehlanhla…
Insurance Biz is a New Africa Busines News Services (NABNS) publication launched in 2013 to focus on the insurance industry, investments, financial planning, employee benefits etc. It remains a great resource of news for industry professionals, and for those who seek to learn about the financial sector developments.
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