"True freedom in car buying is not just about getting the keys, it is about understanding the fine print that protects your asset for the next 72 months. The F&I office should not be a black box of hidden costs, but a transparent advisory where…
"There is a strong behavioural tendency to reward yourself when your income increases, upgrading your car, your lifestyle, or your daily spending. While that may feel justified, it often comes at the expense of your financial future," says Howard…
"Your changing personal circumstances will always affect your estate plan, as will external circumstances like changes in tax rules and regulatory updates. It is imperative that your estate plan be reviewed at least annually," says Mariska Redelinghuys,…
"Longevity without financial preparedness creates strain rather than security. It isn’t just about having a pension anymore; it’s about sustaining an income that can support a potentially 30-year retirement, much of which may involve higher…
“You can build financial security, even in the current conditions, by being prepared and having enough of a cushion to handle the unexpected. Having a plan helps you respond calmly and avoid making costly mistakes,” says Head of customer experience…
"True financial health is found when your investment strategy is integrated with an understanding of your human nature. While insurance and savings help absorb the physical impact of life’s disruptions, it is your behaviour that determines the…
"The less you have, the more impactful a smart financial plan can be. It's about building a roadmap to create wealth on your terms by leveraging the one resource everyone has an equal amount of... time," says Kashif Noor, Head of Retail Distribution…
“The value a trusted adviser brings, stems from their ability to engage with the client’s lived experience. This emotional intelligence allows them to support clients during sensitive moments that an algorithm cannot touch, whether that involves…
"While the proposal is aimed at providing short-term relief for financially beleaguered South Africans, it may have unintended consequences for the long-term preservation principles that sit at the heart of retirement reform," says Ronald King,…
The most immediate shock to the consumer will be felt at the fuel pump from early April. Because fuel is a fundamental input in the agricultural and logistics sectors, higher transport costs inevitably translate into increased prices for groceries,…
"Few life events test judgement like retrenchment or a job loss. When your salary stops, anxiety spikes, and so does the temptation to tap into retirement savings. The problem is that a withdrawal is not just a once‑off dip into capital; it…
"When conflict happens in regions linked to global energy supply, oil prices often rise because of uncertainty around supply. South Africa imports most of its fuel, which means higher global oil prices can eventually translate into higher petrol…
"Drafting your will doesn’t require wealth or advanced age. It requires the simple acknowledgment that nothing lasts forever, and planning ahead is the ultimate act of care. Much like wearing a seatbelt when we travel, it’s something you hope…
“In times of economic uncertainty, it becomes increasingly important to stay close to your financial adviser so that you can avoid making major financial decisions without proper guidance, which could have a long-lasting impact on your financial…
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