“For many young South Africans and first-time earners, there is a clear knowledge gap when it comes to short-term insurance. Too often, the value of short-term insurance only becomes apparent after something has gone wrong, whether that’s a…
“For us, innovation has never been about adding technology for the sake of it. It’s about understanding what families actually go through after a death, and building systems, processes and support that make that experience less overwhelming,”…
"Advisers play a key role in helping younger consumers establish a strong financial framework, helping them weigh short-term lifestyle desires against long-term objectives such as retirement funding, asset accumulation, and comprehensive risk…
“Your first salary can create an illusion that you have more money than you actually do,” he says. “The excitement of earning often leads to spur of the moment decisions that become monthly commitments which become years-long financial burdens,”…
"You might want to upgrade your wardrobe, treat your family, or finally buy that car you’ve been eyeing. But this point is where many young South African professionals fall into a subtle, wealth eroding trap known as lifestyle creep," says Anri…
“Getting a headstart on establishing a credit history early, and understanding how to successfully manage it, can improve your chances of accessing substantial credit later in life. Your credit profile is like your financial track record," says…
"Your first salary is far more than a deposit notification on your phone. It is the beginning of your financial life. Whether it becomes a foundation or a fleeting moment depends almost entirely on the choices you make in those first few months,"…
"Many people do not realise how much money quietly leaves their accounts through convenience spending and emotionally driven purchases. Individually, these expenses may appear insignificant, but collectively and consistently over time, they…
"Before building a financial plan, you need an honest assessment of where you stand. This includes evaluating your income, expenses, debts, assets, and savings. Equally important is understanding your risk profile, in other words, how comfortable…
"As South Africans navigate an increasingly complex economic environment, one profession is rapidly emerging as a premier destination for this exact blend of purpose and prosperity: professional financial planning and advice," says Aubrey Faba,…
“A small detail that consumers don’t always consider is that our country’s Policyholder Protection Rules do offer some relief and that if a funeral policy is reinstated by the same insurer, a new waiting period cannot be imposed," explains Provincial…
“For many people, lapsing a policy isn’t a deliberate choice; it’s often the result of cover that didn’t quite fit their reality to begin with. Sustainable insurance starts with honest conversations about affordability and needs. When cover…
"In this environment, protection is a proof of care. Employers are no longer just providers of a paycheck; they are key enablers in supporting employees through these volatile periods," says Siyasanga Kashe, Executive: Member Solutions at Momentum…
“Regularly checking your balance, tracking progress, and making adjustments where necessary helps prevent surprises at month-end because budgeting is not a once-off event, but a continuous behaviour,” says John Manyike, Head of Financial Education…
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