Ayanda Ndimande, Head of Sanlam Business Development for Retail Credit, says prospective lenders need to know how much of a risk you present when you apply for a loan.
David Gluckman, Chairperson of the Sanlam Umbrella Fund believes governance is the least pressing issue in umbrella funds, as he sets out his views as to how outcomes for South African retirees can be improved.
Covid-19 made most people aware of the need for an emergency fund, ideally comprising 3-6 months’ worth of salaries, says Farzana Botha, Segment Manager at Sanlam.
Too often we forget about expenses or don’t keep an eye on how much is in our bank account, and we think there is more money available than there actually is, especially if we’re making use of an overdraft facility, says Lynn Bolin, Head of…
Spot Money provides customers with an intuitive mobile app to easily find the right insurance for their needs, says Andre Hugo, CEO at Spot Money.
When financial knowledge is put into action, starting to save for a life-changing purchase, or investing available funds, you can secure your and your family's financial future, says Andrew Codd, Lead Specialist, Proposition Management (Middle…
Even if you're unmarried you could be seen as a "spouse" in the eyes of the law thanks to the 'Bwanya ruling' by the Constitutional Court, parliament has 18 months to amend the Intestate Succession Act and Maintenance of Surviving Spouses Act,…
We believe that the Minister is very aware that many families are struggling to cover their living costs and wants to assist them by not raising taxes or the fuel levy, says Sheila-Ann Robey, Liberty Financial Adviser.
Statistics show that only a small percentage of the working population in South Africa will be financially independent when they retire, says Madelein Steenkamp CFP®, Legal Specialist, PSG Wealth.
Metropolitan, launched their new Digi-Series #WeStart2022Stronger, to provide South Africans with the right financial knowledge and tools, to better manage the stress and anxiety caused by money.
Start your financial plan by planning as early as possible considering your needs in retirement and taking into account any tax implications, says Buhle Langa, certified financial planner at Alexander Forbes.
It’s probably best to start by agreeing on an amount each of you could commit towards investing every month, says Lynn Bolin, Head of Communications at M&G Investments.
For everyone that experienced a 65-day January, ‘Frugal February’ has arrived! It is the perfect month to boost your savings with a few easy tips from Jaco Prinsloo, certified financial planner at Alexander Forbes.
Many people may find the prospect of saving to be overwhelming, but small actions taken in the present can catalyse big changes in the future, says Nirdev Desai, Head of Sales at PSG Wealth.
Insurance Biz is a New Africa Busines News Services (NABNS) publication launched in 2013 to focus on the insurance industry, investments, financial planning, employee benefits etc. It remains a great resource of news for industry professionals, and for those who seek to learn about the financial sector developments.
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