"It was also interesting to note that when women expressed what their non-financial goals were, they were often related to financial capability: travel more, spend time with family and leisure activities," says Gillian Hepburn, Commercial Director…
"Our research partner Africa Response surveyed 1 610 individuals to index three key components of financial confidence: Financial Self-determination (FSD), Financial Resilience (FR) and Financial Wellbeing (FW). What stood out was the astuteness…
Ester Ochse, Product Head at FNB Integrated Advice, shares some simple yet effective insider tips when saving for short or long-term financial goals.
“Increasing interest rates and not knowing if you’re going to wake up to stage 3 or stage 6 loadshedding is stressful. Consumers like certainty. Although interest rates are high, consistency is less stressful than dealing with continuous rate…
"Family planning is more than just maternity benefits. It's about planning for the well-being of your growing family, today and tomorrow. Along with educational savings plans, consider life insurance to safeguard your dependents’ financial security,…
"What we are building is much broader than the old bancassurance model. We are increasing our collaboration to provide the best financial service offerings through the most efficient means, at scale, and with enhanced innovation," says David…
“This solution is unique, as it allows you to borrow against your portfolio without having to break the term on your cash investments or liquidate your securities, which means that you are never out of the market. Liquidating assets to reallocate…
“It is very easy to get things like loans, but ask yourself if you are prepared for the repayments. If you lack the discipline, it can create a problem. It’s just too easy. Social media is not helping because we see others with things we want,”…
"There is a common misconception that financial advisers are only for the elite, for the wealthy, or for complex financial structures like offshore trusts. This is not the case, however, and establishing a relationship with a trusted, accredited…
"Advising on an investment strategy is pivotal; recommending a balanced approach ensures steady growth while protecting against significant value fluctuations over the savings period. Furthermore, long-term planning discussions should extend…
"While this is a very busy time for the South African Revenue Service (SARS), it is also a very busy time for scammers. Over the past five years, the SAFPS has noticed a growing trend of tax scams which are targeting individuals who are desperate…
"Consumers may not save as they would like to because they may see it as something out of reach and unaffordable. However, Stash was designed to make it simple to save, no matter your financial standing. We see saving as a catalyst for financial…
“The reasons behind low approvals include increased inability of consumers to meet debt obligations (also called ‘affordability’) and a likely reduction in qualification for credit – especially considering lenders being more risk-averse in the…
"While encouraging healthy lifestyles through fitness programmes and mental health support is vital, ensuring financial security in the face of unforeseen medical expenses is equally important. Employers play a significant role in ensuring their…
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