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Financial Planning

 

Financial Planning / 22-05-24 / Chris Smit

Three tips to keep top of mind when buying a used car

"When buying a car, it’s important to have a full understanding of its mechanical condition, whether there are any faults with its exterior and interior, and if all the registration documentation is up to date and available. All these factors…

Financial Planning / 22-05-24 / Pieter Albertyn

Pieter Albertyn | Why entrepreneurs should worry about retirement

"Look at retirement savings as an opportunity to diversify. You can choose a fund that suits your risk profile perfectly. On some retirement annuities, you can take out capital and growth guarantees. You can also look for one that will keep…

Financial Planning / 22-05-24 / Dini Nondumo

Dini Nondumo | Protecting your side hustle in face of rising unemployment

"And while the freedom of working in the gig economy is understandably attractive, the downside is that, without the support of a traditional employer, workers are left vulnerable to a host of protection gaps," says Dini Nondumo, Head: Commercial…

Financial Planning / 15-05-24 / Tau kaVodloza

Budgeting hacks to manage your insurance excess

“The major benefit of paying an excess amount is that by effectively sharing some of the risk involved with owning an asset, you can make your monthly insurance premium more affordable. So, by understanding and choosing the right excess amount,…

Financial Planning / 15-05-24 / Kekeletso Mabizela

Kekeletso Mabizela | Top 3 focus areas for creatives who are chasing financial freedom

"The secret sauce to a comfortable retirement is compound interest. This is when your money makes money (interest) and then that interest earns interest (compounds), and so it builds, provided it remains untouched to grow into a substantial…

Financial Planning / 15-05-24 / Daniel Nkosi

Key financial lessons mothers should be teaching their children

"We need to face the fact that we live in a country where most people don't know how to manage money. Financial literacy is a problem, and it's up to us to empower our children with the right financial advice before they go on a dangerous and…

Financial Planning / 10-05-24 / Thabo Qoako

Thabo Qoako | Teaching your children financial savviness

"Cultivating a habit of saving is a worthwhile trait for anyone to master. Encourage them to seek out resources like books, online courses or even reaching out to a financial advisor to continue their financial education. A great one to look…

Financial Planning / 08-05-24 / Peter Wrench

Peter Wrench | Rising above economic uncertainty with good money habits

"By dedicating time to reflect on your money habits, like developing a comprehensive budget, establishing an emergency fund, crafting a financial plan, setting achievable goals, and initiating investments early on, you lay the groundwork for…

Financial Planning / 08-05-24 / Robyn Laubscher

Robyn Laubscher | What an emergency fund really is (and isn't!)

"Just to be clear, this is not for that holiday you have always wanted to go on or that new golf driver that is on sale. These funds serve as a financial safety net, providing individuals and families with a cushion to tap into when faced with…

Financial Planning / 08-05-24 / Sisanda Ndlovu

More consumers seek help to counter high inflation, interest rates, stagnant income

“What also continues to be apparent is how higher-income earners are using credit to offset the dual impact of inflation and interest rates - now 475 basis points higher than in 2020. These consumers typically have more short-term loans than…

Financial Planning / 17-04-24 / Sbongakonke Khumalo

Powers of Attorney: Know the facts to avoid these pitfalls

A Power of Attorney can be a useful tool to attend to a client or a loved ones' affairs when needed, but there are some misconceptions, particularly around mental incapacity, and Sbongakonke Khumalo, Legal Counsel at Ninety One, unpacks the…

Financial Planning / 17-04-24 / Sisanda Ndlovu

Planning for the year ahead to unlock financial freedom

“These include the importance of consistent saving, maintaining a healthy credit score and prioritizing financial planning. These steadfast principles can all be applied to the way in which people view insurance, how they mitigate risk and how…

Financial Planning / 17-04-24 / Chris Smit

The importance of a mindset change to improve a financial situation

According to Dr. Khosi Jiyane – Clinical Psychologist on behalf of Metropolitan, valuing ourselves based on our net worth is misguided, as self-worth should not be equated with financial status - furthermore, attempting to keep pace with the…

Financial Planning / 17-04-24 / Staff Writer

Understanding the real cost of owning a car

“A car is a big purchase. Most people cannot afford to buy a car in cash. Vehicle finance is one way for people to buy a car without having to pay the full amount upfront. Instead, they can spread the cost over time through a financing arrangement,”…

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