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Financial Planning

 

Financial Planning / 19-08-26 / Therèse Havenga

Therèse Havenga | If men and women drive differently, do they invest differently?

"Patience and long-term thinking can be powerful investment strengths. But caution has its own risk. Over time, we need growth assets to help our money beat inflation. A money market investment may feel safe, but it is unlikely to deliver the…

Financial Planning / 19-08-26 / Laetitia Olivier

Laetitia Olivier | Is your financial plan written for the woman you used to be?

"We cannot predict what the next decade will bring, but we can prepare for it. The purpose of financial planning is not to create a document that remains unchanged for years. It is to build a strategy that is flexible enough to adapt as life…

Financial Planning / 18-08-26 / Sharon Hamman

Sharon Hamman | The POWER in women’s empowerment: good financial advice

"While women actively use digital channels to search for information, the research shows that digital awareness does not drive conversion. Information alone does not necessarily lead to action. The research suggests that perception plays a bigger…

Financial Planning / 18-08-26 / Duty Editor

The hidden cost of always being the coping woman

“Women are not simply worrying about their financial circumstances. Many are actively trying to change them, taking on additional work, creating new income streams and finding ways to make the numbers add up,” says Lulama Mrara, Regional Manager…

Financial Planning / 05-08-26 / Duty Editor

Women’s Month: Put yourself on your financial priority list

“Women’s Month is an opportunity to not only celebrate women’s achievements, but also to acknowledge the pressures they shoulder every day. The challenge is to ensure that, while caring for others, they also achieve financial freedom for themselves,”…

Financial Planning / 05-08-26 / Zama Ngubane

Zama Ngubane | The financial reality of SA women: beyond the pay gap

"This Women's Month, I want a harder conversation about the data we are ignoring, the barriers we are not naming, and the concrete steps organisations must take if the next generation of women leaders is going to be something more than a talking…

Financial Planning / 22-07-26 / Denisha Subjee

Denisha Subjee | Why professional advice matters across SA’s retirement journey

"The pre-retirement phase is where the advice gap does the most long-term damage. Members may understand, in theory, that they need to save, preserve and plan; however, they often struggle to convert that awareness into consistent behaviour,"…

Financial Planning / 22-07-26 / Sipho Sibanda

Sipho Sibanda | What the World Cup can teach us about retirement planning

"One of the biggest advantages any successful football team has is a good coach. Even the world's best players rely on someone to help them see the bigger picture, identify weaknesses, and make better decisions," says Sipho Sibanda, Head of…

Financial Planning / 22-07-26 / Sisanda Ndlovu

Brett Caminsky | How SA's new generation of retirees can protect their retirement pot

"As South Africa marks National Savings Month, more people are working beyond retirement age. Here are five practical ways to protect your retirement savings while continuing to earn an income," says Brett Caminsky, Finance Director at Atlas…

Financial Planning / 22-07-26 / Sisanda Nxumalo

More South Africans planning for retirement, but rising costs still test readiness

“The increase in retirement plan ownership gives us confidence that the retirement conversation is gaining ground. It is particularly encouraging to see stronger planning behaviour among lower-income consumers, where the number of respondents…

Financial Planning / 15-07-26 / Tommy Jackson

Consumers under strain as inflation persists: TransUnion Q2 2026 Consumer Pulse Study

"Inflation remains the single biggest pressure point for households. Even where incomes are rising, essential costs quickly absorb that relief. This makes budgeting discipline and financial awareness more important, because households need to…

Financial Planning / 15-07-26 / Chris Smit

Estate planning isn’t an add-on. It’s foundational for good financial advice.

For Craig Baker, newly appointed Executive Head of Sales, Distribution and Customers at Capital Legacy, the greatest risks to financial planners’ practices aren’t posed by economic uncertainty. He believes the failure to have a certain conversation…

Financial Planning / 08-07-26 / Lucas Molefe

Tax season: the window criminals plan for, and compliance can't close

"While there are no official numbers on how many people fell victim to tax-season scams in 2025, the scale of alerts and guidance from professional bodies confirms that there was a significant spike during the filing window, with spoofed emails,…

Financial Planning / 08-07-26 / Kwanele Sibanda

Why financial jargon is preventing true financial inclusion

According to the Organisation for Economic Co-operation and Development (OECD), only around 51% of South African adults meet the minimum target score for financial literacy, while the FSCA has consistently highlighted consumer understanding…

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