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Financial Planning

 

Financial Planning / 10-12-25 / Daniel Nkosi

South Africans are struggling (61%) – your summer side hustle guide

“Summer brings great opportunities to earn some extra cash, whether it’s turning a skill, hobby, or spare time into real money. With a little creativity, you can avoid December debt stress and the infamous ‘Januworry’,” says JustMoney’s head…

Financial Planning / 10-12-25 / Jane Khumalo

The TT and trusts: legacies in The Isle of Man

“Many Isle of Man trust administrators, lawyers and accountants are themselves South African. This dual perspective is truly invaluable. They understand both the regulatory requirements and the cultural nuances that shape South African wealth…

Financial Planning / 10-12-25 / Andile Jonas

Andile Jonas | From saving ‘just in case’ to saving with purpose

Andile Jonas, Head of Marketing at Momentum Savings, points out that research confirms that goal-based saving is more motivating and sustainable than saving “just in case”.

Financial Planning / 26-11-25 / Duty Editor

Your debt could be insured, and you may not even know

“If you’re concerned about your ability to continue meeting your repayment obligations should you lose your income, it's worth checking what existing cover you may have. You can confirm this by contacting the credit provider,” says Gavyn Letley,…

Financial Planning / 26-11-25 / Bertie Nel

Bertie Nel | High stakes gamble: SA is 'betting big' but losing financially

"South Africans who gamble spend between R2,000 and R6,000 per month, with up to 50% of their income dedicated to betting. Lower-income earners spend their salaries on gambling in the hope of making money, while high-income earners choose gambling…

Financial Planning / 19-11-25 / Sisanda Ndlovu

Despite improved sentiment, consumers still under severe financial strain

“Of those who apply for debt counselling, 95% have a personal loan, and 57% have a payday loan. A further 22% use overdraft facilities regularly. Vehicle debt also seems to be increasing and is now making up a substantial portion of the incoming…

Financial Planning / 19-11-25 / Sisanda Ndlovu

Fraud still rising as digital crime evolves, warns Forvis Mazars

"Corruption remains endemic, but what's changed is the way it's executed. We've moved from brown envelopes to hacked emails. The tools are modern, but the motive remains the same," says Keeran Madhav, Director of Forensics and Cybersecurity…

Financial Planning / 12-11-25 / Daniel Nkosi

Why delayed inheritance is key to preserving family wealth

"As we live longer, families are juggling wealth across three and sometimes four generations. Instead of receiving inheritances in their 40s or 50s, many heirs only inherit much later in life, often when they are already retired themselves,"…

Financial Planning / 12-11-25 / Sisanda Ndlovu

Critical information for people nearing retirement

"Choosing the right annuity is not just a matter of income, but of legacy, proper planning, and peace of mind. Advisers who guide their customers through these nuanced choices help ensure that retirees not only enjoy financial security but also…

Financial Planning / 05-11-25 / Duty Editor

Young South Africans professionals face R1.6m insurance shortfall

"Many think they are adequately covered through their employer benefits, but these often fall far short of actual needs. The gap becomes painfully clear when an accident, illness, death or retrenchment happens. Without sufficient cover, the…

Financial Planning / 05-11-25 / Jane Khumalo

Black Friday alert: how AI, deepfakes and smart scams are tricking shoppers

"These scams work because they tap into urgency – whether it's a limited-time discount or an invitation to register for a "free" giveaway or product hamper that asks for your details. If something feels rushed or suspicious, take a step back…

Financial Planning / 05-11-25 / Tommy Jackson

The science behind why financial success favours the focused mind

“Focus starts with a single, measurable financial priority. Once the one number that matters for the next 12 months is identified, whether a debt-repayment target, a retirement contribution milestone or a specific savings goal, every subsequent…

Financial Planning / 05-11-25 / Sharon Hamman

Sharon Hamman | Double taxed, double confused? Tips for South Africans living abroad

"Many make a judgement error, believing that working and living abroad in a tax-neutral or tax-friendly jurisdiction takes them beyond the South African Revenue Service’s (SARS) reach – a mistake that can cost them dearly," says Sharon Hamman,…

Financial Planning / 23-10-25 / Joon Chong

Joon Chong | The mythical life of a South African taxpayer

"Few experiences rival the tension of receiving a section 46 request for information. The taxpayer reads the letter, heart pounding, scrolling to find the deadline. Relief follows when they see “within 21 days” - until they recall that SARS…

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