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Financial Planning

 

Financial Planning / 05-08-26 / Duty Editor

Women’s Month: Put yourself on your financial priority list

“Women’s Month is an opportunity to not only celebrate women’s achievements, but also to acknowledge the pressures they shoulder every day. The challenge is to ensure that, while caring for others, they also achieve financial freedom for themselves,”…

Financial Planning / 05-08-26 / Zama Ngubane

Zama Ngubane | The financial reality of SA women: beyond the pay gap

"This Women's Month, I want a harder conversation about the data we are ignoring, the barriers we are not naming, and the concrete steps organisations must take if the next generation of women leaders is going to be something more than a talking…

Financial Planning / 22-07-26 / Denisha Subjee

Denisha Subjee | Why professional advice matters across SA’s retirement journey

"The pre-retirement phase is where the advice gap does the most long-term damage. Members may understand, in theory, that they need to save, preserve and plan; however, they often struggle to convert that awareness into consistent behaviour,"…

Financial Planning / 22-07-26 / Sipho Sibanda

Sipho Sibanda | What the World Cup can teach us about retirement planning

"One of the biggest advantages any successful football team has is a good coach. Even the world's best players rely on someone to help them see the bigger picture, identify weaknesses, and make better decisions," says Sipho Sibanda, Head of…

Financial Planning / 22-07-26 / Sisanda Ndlovu

Brett Caminsky | How SA's new generation of retirees can protect their retirement pot

"As South Africa marks National Savings Month, more people are working beyond retirement age. Here are five practical ways to protect your retirement savings while continuing to earn an income," says Brett Caminsky, Finance Director at Atlas…

Financial Planning / 22-07-26 / Sisanda Nxumalo

More South Africans planning for retirement, but rising costs still test readiness

“The increase in retirement plan ownership gives us confidence that the retirement conversation is gaining ground. It is particularly encouraging to see stronger planning behaviour among lower-income consumers, where the number of respondents…

Financial Planning / 15-07-26 / Tommy Jackson

Consumers under strain as inflation persists: TransUnion Q2 2026 Consumer Pulse Study

"Inflation remains the single biggest pressure point for households. Even where incomes are rising, essential costs quickly absorb that relief. This makes budgeting discipline and financial awareness more important, because households need to…

Financial Planning / 15-07-26 / Chris Smit

Estate planning isn’t an add-on. It’s foundational for good financial advice.

For Craig Baker, newly appointed Executive Head of Sales, Distribution and Customers at Capital Legacy, the greatest risks to financial planners’ practices aren’t posed by economic uncertainty. He believes the failure to have a certain conversation…

Financial Planning / 08-07-26 / Lucas Molefe

Tax season: the window criminals plan for, and compliance can't close

"While there are no official numbers on how many people fell victim to tax-season scams in 2025, the scale of alerts and guidance from professional bodies confirms that there was a significant spike during the filing window, with spoofed emails,…

Financial Planning / 08-07-26 / Kwanele Sibanda

Why financial jargon is preventing true financial inclusion

According to the Organisation for Economic Co-operation and Development (OECD), only around 51% of South African adults meet the minimum target score for financial literacy, while the FSCA has consistently highlighted consumer understanding…

Financial Planning / 08-07-26 / Daniel Nkosi

Six months gone, six months to go: Are your 2026 money goals still on track?

“Financial planning is not about being perfect from January to December. Life changes, and your financial plan should be able to change with it. A mid-year check-in gives people a chance to understand what has changed, what is working, and what…

Financial Planning / 24-06-26 / Sisanda Nxumalo

Teaching young adults, the basics of insurance before they need it

“For many young South Africans and first-time earners, there is a clear knowledge gap when it comes to short-term insurance. Too often, the value of short-term insurance only becomes apparent after something has gone wrong, whether that’s a…

Financial Planning / 24-06-26 / Jane Khumalo

The invisible innovation in wills and estate administration supporting bereaved families in SA

“For us, innovation has never been about adding technology for the sake of it. It’s about understanding what families actually go through after a death, and building systems, processes and support that make that experience less overwhelming,”…

Financial Planning / 24-06-26 / Sisanda Ndlovu

Navigating Gen Z's always-on money habits

"Advisers play a key role in helping younger consumers establish a strong financial framework, helping them weigh short-term lifestyle desires against long-term objectives such as retirement funding, asset accumulation, and comprehensive risk…

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