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Financial Planning

 

Financial Planning / 30-10-24 / Shelly Nxumalo

Five essential insurance tips for a stress-free festive season

"Taking the time to maintain your home, update your policy, and enhance security isn't just about reducing risk; it's about having genuine peace of mind and being ready for anything, so you are free to celebrate the holidays without the weight…

Financial Planning / 30-10-24 / Chris Smit

Nearly 40,000 legacies secured this Wills Month

"Thankfully, we are making strides at improving this picture through continuous consumer education and working with thousands of financial advisors across the country, who support our mission of making the loss of loved ones easier and informing…

Financial Planning / 23-10-24 / Sisanda Ndlovu

Seven ways a financial adviser can add value to your life

“The right adviser is there to provide the expertise and guidance you need to confront the complexities of financial planning even when life can feel overwhelming and unpredictable at the best of times,” says Bertie Nel, Momentum Head of Financial…

Financial Planning / 16-10-24 / Daniel Nkosi

3 Reasons why you need a Tax-Free Savings Account in your Retirement Plan

“Having a TFSA product is especially important for retirees as they will be consuming tax-free growth in retirement. The income that they take from their TFSA product will not be taxed. Furthermore, it’s important that the type of TFSA selected…

Financial Planning / 16-10-24 / Chris Smit

Understanding how behavioural theory transforms financial planning practices

"A client's needs determine their behaviour. If the client's needs are met, their behaviour remains stable or constant. However, if their needs are not being met, or if the client feels that their needs will not be met or could be met more adequately…

Financial Planning / 16-10-24 / Sisanda Ndlovu

Make the most of lower interest rates today

“For homeowners with variable-rate mortgages, this cut will reduce interest, resulting in meaningful savings over the life of the loan. Consumers with linked rate car finance or personal loans will also pay slightly less in interest, easing…

Financial Planning / 14-10-24 / Tommy Jackson

Getting your personal finances visa-ready

“You don’t want to jeopardise the experience of a lifetime by having your visa rejected or delayed before departure, simply because you’ve supplied an outdated photograph or forgotten to have a document stamped,” cautions Sarah Nicholson, operations…

Financial Planning / 09-10-24 / Tau kaVodloza

Doomed: a festive season without a financial plan

"Financial well-being should always be a top priority to balance spontaneity with the protection of your personal financial goals. A little planning ahead allows you to enjoy a well-deserved break this festive season without added stress," says…

Financial Planning / 09-10-24 / Shelly Nxumalo

Demystifying pension backed loans: Leverage it to buy or improve property

"The first misunderstanding of the solution that we see is that people think that taking out a pension-backed loan actually means withdrawing cash from a pension. This is not the case: the pension acts as collateral and is untouched so long…

Financial Planning / 09-10-24 / Shelly Nxumalo

Master your money this Financial Planning Week

'Financial Planning provides a roadmap for achieving what’s important to you and ensures long-term financial stability. Sound financial planning helps you understand your current financial situation, set realistic future goals, and develop a…

Financial Planning / 02-10-24 / Kwanele Sibanda

Tax authorities eye remote workers and wealthy individuals

"Countries worldwide are witnessing the erosion of their tax bases due to the global transition to a digital-first economy, and tax authorities are therefore intensifying their focus on establishing the nexus between an individual or entity…

Financial Planning / 02-10-24 / Daniel Nkosi

The true impact of a divorce on your Will and Estate

“From an Estate planning perspective, a Will should be treated as a living document and updated regularly and updated regularly to reflect changes for circumstances such as the above. Many people believe that a divorce automatically revokes…

Financial Planning / 26-09-24 / Tommy Jackson

What does Two-Pot mean for my legacy?

“When drafting your will, it's essential to understand which assets form part of your estate and which do not. In South Africa, retirement funds, retirement annuities, preservation funds and provident funds – whether they are governed by the…

Financial Planning / 18-09-24 / Sisanda Ndlovu

Rising Student Loan Demand: what SA parents should consider

"We understand that finding a surety or qualifying for a loan on your own can be challenging. To address this, we offer eligible students loans that do not require surety for certain courses at our partner institutions nationwide,” says Tshiamo…

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