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Financial Planning

 

Financial Planning / 01-12-23 / Velmah Nzembela

Retirement in crisis: Addressing financial stress among SA's middle-aged

As the middle-aged population in South Africa faces the looming reality of retirement, the fear of financial stress casts a shadow over their golden years. The dream of a comfortable retirement is under threat for many, and addressing this issue…

Financial Planning / 24-11-23 / Paul Crosland

Paul Crosland | Demystifying debt collection: A clear and concise explanation

"There are measures that could help lessen the risks associated with bad debts. Most importantly, ensure that a contractual relationship is in place (whether it is based on a separate contract or standard trading terms) and that is fit for purpose,"…

Financial Planning / 10-11-23 / Chris Smit

Property investment: Is it a retirement savings life raft or a sinking ship?

"Owning physical, tangible assets appeals to many as they feel a direct and personal sense of ownership, which also gives them more of a sense of control over their investment, making many see property portfolios or investments as a type of…

Financial Planning / 10-11-23 / Shelly Nxumalo

The Holiday Hustle: Take control of your business's cash flow this festive season

"Now may be an optimal time to polish up your mobile store’s UX; revamp your website; run a time-limited Black Friday landing page with a special discount offer; or plan an amazing social media campaign,” says Tom Stuart, chief marketing officer…

Financial Planning / 27-10-23 / Sisanda Ndlovu

Taking a hybrid approach to healthcare financial planning

“The best approach is to get the expertise of a healthcare broker who is adept at building the right strategy for your needs based on benefit design, contributions, affordability and practicality – aligned to your specific needs analysis and…

Financial Planning / 27-10-23 / Jaco van Jaarsveldt

Jaco van Jaarsveldt | Create a better financial future by getting smart about your credit

"Consequently, lenders have become more cautious in approving credit applications due to concerns about consumers' affordability. This is primarily attributed to the high consumer price inflation rates (especially with regard to food and fuel…

Financial Planning / 27-10-23 / Shelly Nxumalo

This is what’s keeping South Africans' credit scores low

"With the string of economic challenges that South Africans faced this year, it is not surprising that many consumers are lagging behind on their credit commitments; however, people often overlook the domino effect that this can have on their…

Financial Planning / 26-10-23 / Michelle Geraghty

Planning for retirement as an entrepreneur is a unique but exciting challenge

"Entrepreneurs fall into a particularly unique category when it comes to retirement. These are individuals who have often invested not just money but also their heart and soul into building their business. For them, walking away from this lifelong…

Financial Planning / 20-10-23 / Shelly Nxumalo

Why you should have an offshore Will to protect your offshore assets

“A notable number of our private banking clients are diversified in their global investments which helps contribute to growing and protecting their wealth. In relation to offshore wills, we’ve seen several unfortunate scenarios, where clients…

Financial Planning / 13-10-23 / Sisanda Ndlovu

Liberty’s push for a younger market segment

"Many consumers find themselves in financially challenging situations, with some unable to save not due to lack of desire but because of financial constraints. The younger generation, in particular, faces significant underinsurance and often…

Financial Planning / 13-10-23 / Chris Smit

Learning to be money savvy from an early age, is key to long-term financial success

“South Africans must prioritise creating good financial habits from an early age. The sooner young people start learning positive financial habits, the better equipped our future generations will be,” says Claire Klassen, Consumer Financial…

Financial Planning / 13-10-23 / Chris Smit

Money and mental health: overcoming financial trauma in SA

"People experiencing financial hardships undergo huge emotional distress, especially when they struggle to find suitable employment or meet their income aspirations," says Charnel Collins, CEO of National Debt Advisors, as we continue to observe…

Financial Planning / 06-10-23 / Shelly Nxumalo

Leave more than a Will, curate a legacy

"Our lives, and therefore our legacies are also about values, memories, and wishes. Going 'beyond a will' allows us to communicate our unique stories and share special instructions to ensure our legacies are preserved exactly as we envision."…

Financial Planning / 06-10-23 / Chris Smit

Setting the record straight: common myths about Wills

"A will is not only about sharing your assets; it also allows you to state your last wishes in terms of caretakers for your children or pets. Importantly, it legally puts in place the people who will help continue your financial journey, whether…

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